How to settle every Asian handicap line: a guide to the calculator
Asian handicap has three kinds of line, and quarter lines can settle as half a win or half a loss. The Asian handicap calculator settles any line in steps of 0.25 for the home or the away side on any score, shows which two halves the stake splits into and works out the payout. In this guide we show how to use it and settle the most common cases step by step, from −0.75 on a 1-0 win to what a £100 stake at odds of 1.95 pays on each of the five possible outcomes.
Key takeaways
- 1
A quarter line is two bets of half the stake each, so −0.75 is half on −0.5 and half on −1.
- 2
On a draw −0.25 loses only half the stake, because the half on 0 is refunded, while −0.5 loses all of it.
- 3
A push returns the whole stake and a half win is always a profit, so £100 at 1.95 pays £100 on a push and £147.50 on a half win.
- 4
AH 1 0 settles like draw no bet and AH 1 −0.5 like the 1 in 1X2, so compare the odds on both markets.
The rule in one sentence
Add the handicap to the goal difference of the team you back: above zero is a win, zero is a refund of the stake (a push), below zero is a loss. Quarter lines (such as −0.75 or +0.25) are two bets of half the stake on the neighbouring lines: −0.75 is half on −0.5 and half on −1.
If Asian handicap is new to you, start with our guide to Asian handicap, and come back here when you want to settle a particular bet.
How to use the calculator
- Enter the handicap in the
Handicapfield, for example-0.75,−0.75,0or+1.25, or move it in steps of 0.25 with the minus and plus buttons. The line has to be a multiple of 0.25. - Choose the team you back under
Backing:HomeorAway. - Set the final score with the buttons next to the home and away goals under
Final score. - Optionally enter a stake and odds, and the calculator works out the payout and the profit.
The result appears straight away: the status of the bet (Win, Half win, Refund, Half loss, Loss), the goal difference from the side of the team you back and an explanation in words. On a quarter line the calculator shows both halves of the stake separately, each with its own settlement.
Under the form there are ready-made examples to click, and the Clear button takes you back to line 0 and a 0-0 score.
Five settlement examples
You can load the same cases with one click from the Examples section of the calculator, where they appear as, for example, AH 1 −0.75 · 1:0.
| Bet | Score | Settlement | Why |
|---|---|---|---|
| AH 1 −0.75 | 1-0 | Half win | the half on −0.5 wins (1 − 0.5 = +0.5), the half on −1 is refunded (1 − 1 = 0) |
| AH 1 0 | 0-0 | Refund | a draw, difference 0 |
| AH 1 −1.25 | 2-1 | Half loss | the half on −1 is refunded (1 − 1 = 0), the half on −1.5 loses (1 − 1.5 = −0.5) |
| AH 2 +0.25 | 1-1 | Half win | the half on 0 is refunded, the half on +0.5 wins |
| AH 2 +1.5 | 2-1 | Win | the away side lost by one goal: −1 + 1.5 = +0.5 |
The most common mistake is counting the goal difference from the home side's point of view on a bet on the away side. The calculator always shows the difference from the side of the team you back: for AH 2 and a 2-1 score it is −1, not +1.
How much the bet pays
The payout depends on the settlement. On a quarter line half the stake settles at the odds, and the other half either comes back or is lost. A £100 stake at odds of 1.95:
| Settlement | Payout | Result |
|---|---|---|
| Win | £195.00 | +£95.00 |
| Half win | £147.50 | +£47.50 |
| Refund | £100.00 | £0.00 |
| Half loss | £50.00 | −£50.00 |
| Loss | £0 | −£100.00 |
Look at the Refund row: a push returns the whole stake, so you finish exactly where you started. Half a win is a profit at any odds, and always exactly half the profit of a full win: £47.50 against £95 here. The refund is not free, though. The bookmaker prices it in, so a whole line such as 0 or −1 pays lower odds than −0.5 or −1.5, where the same result is a loss, and both lines carry the margin. When you choose between a whole line and a half line, weigh what each pays on the result that lands exactly on the line, not just the odds.
The "This line at every goal difference" strip
Below the result the calculator shows how the chosen line settles at seven consecutive goal differences around it. It is the quickest way to see from which difference the bet comes in, where the refund is and where it settles by halves. For AH 1 −0.75, for example, a draw and a defeat are a Loss, a one-goal win is a Half win and a win by two goals or more is a full Win.
Asian handicap table
At the bottom of the page is the Asian handicap table: how a bet on the home side settles at lines from −2 to +2 in steps of 0.25 and on scores from 3-0 to 0-3. On quarter lines the brackets show which two lines the halves of the stake go on. Clicking a cell loads that case into the calculator.
You can read the table for the away side too: a bet on the away side at line X on a 2-1 score settles exactly like a bet on the home side at the same line X on a 1-2 score.
Asian handicap and other markets
Some handicap lines settle exactly like bets on other markets. That is useful, because you can place the same bet wherever the odds are higher:
| Handicap line | The same as |
|---|---|
| AH 1 0 | draw no bet (DNB) on the home side |
| AH 1 −0.5 | a home win (the 1 in 1X2) |
| AH 1 +0.5 | double chance 1X |
| AH 1 −1.5 | European handicap EH 1 (−1) |
| AH 1 +1.5 | European handicap EH 1 (+2) |
It works the same way for the away side: AH 2 −0.5 is the 2 in 1X2 and AH 2 +0.5 is X2. How the markets on the right settle is explained in our guides to draw no bet, double chance and 1X2 betting, and the differences between Asian and European handicap in our piece on European handicap.
Quarter lines on over/under goals and team total goals split the stake in the same way, into two halves on the neighbouring lines, although this calculator settles handicaps only.
The most common pitfalls
- −0.25 is not −0.5. On a draw −0.25 loses only half the stake (the half on 0 is refunded), while −0.5 loses all of it.
- The wrong point of view. You always add the handicap to the goals of the team you back and count the difference from its side.
- The sign of the line on the away side. When the home side are −0.75, the away side are +0.75 on the same market. The calculator handles any combination, so enter exactly the line you see on the bet.
- Extra time. Asian handicap usually settles on the score after regular time. For cup matches check the bookmaker's rules; the usual ones are in our guide to bet settlement rules.
FAQ
It is two bets of half the stake each: one on −0.5 and one on −1. A win by two goals or more is a full win, a win by one goal is a half win (half the stake at the odds, half refunded), and a draw or a defeat is a loss.
Half the stake goes on 0 and half on +0.5. A win for your team is a full win, a draw is a half win, and a defeat is a loss.
On a half win, half the stake wins at the odds and the other half comes back, so you always make a profit, exactly half the profit of a full win: £47.50 on £100 at 1.95. On a push the whole stake comes back, with no profit and no loss.
Yes. Enter the stake and the odds, and the calculator shows the payout and the profit for whatever the settlement is: a full or half win, a refund, or a half or full loss.
Any line that is a multiple of 0.25 (the minus and plus buttons go from −10 to +10), for the home or the away side, on scores of up to 20 goals for each team.
Yes. AH 0 and DNB settle identically: a win is a win, a draw is a refund and a defeat is a loss. Compare the odds on both markets, because they can differ.